Effective Date: 1st May 2025
Last Updated: 1st September 2o25

Welcome to Merlows.com (“we”, “our”, “us”). These Terms and Conditions (“Terms”) govern your use of our website, services, and content. By accessing or using Merlows.com, you agree to comply with these Terms. If you do not agree, please do not use the site.

1. Use of the Website

• You must be at least 16 years old to use this website.

• You agree to use the website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use of the site.

• You may not misuse the website by knowingly introducing viruses, attempting unauthorized access, or engaging in disruptive activities.

2. Intellectual Property

• All content on Merlows.com, including text, graphics, logos, and other materials, is owned by us or our licensors and protected by copyright, trademark, and other intellectual property laws.

• You may view, download, and print content for personal use only. You may not reproduce, distribute, or exploit our content without prior written permission.

3. User-Generated Content

• If you submit comments, posts, or other materials, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and distribute that content.

• You are solely responsible for the content you submit and must ensure it does not infringe third-party rights or violate any law.

• We reserve the right to remove any content that we deem inappropriate or unlawful.

4. Subscriptions, Purchases, and Payments

• Prices are displayed in the relevant currency and may be updated without notice.

• Payment processing is handled securely through third-party providers.

• Refunds and cancellations are handled in line with our Refund Policy.

5. Disclaimer of Liability

• Content on Merlows.com is provided for general informational and commentary purposes only. It should not be taken as professional, legal, medical, or financial advice.

• We make no guarantees that the website will be error-free, uninterrupted, or free of harmful components.

• To the maximum extent permitted by law, we disclaim all liability for any loss or damage resulting from your use of the site.

6. Third-Party Links

• Merlows.com may contain links to third-party websites. We are not responsible for the content, policies, or practices of these websites.

• Accessing third-party links is at your own risk.

7. Data Protection & Privacy

• Your use of the site is also governed by our Privacy Policy.

• By using the website, you consent to the collection and use of your information as outlined in that policy.

8. Termination

We may suspend or terminate your access to the website at our discretion, without notice, if you breach these Terms.

9. Governing Law

These Terms are governed by the laws of England & Wales, and any disputes shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

10. Changes to These Terms

We may update these Terms from time to time. Updates will be posted on this page with the revised “Last Updated” date. Continued use of the site indicates your acceptance of the updated Terms.

11. Contact Us

For questions about these Terms, please contact us at:

Email: terms@merlows.com